There are a ton of different ways you can analyze dividend paying stocks and create a great income-focused portfolio. Dividends and stocks aren’t complicated, but the wide variety of companies, industries, and valuation methods could take a lifetime to master. So I decided to write up a Dividend Stocks Rock review, because it is a popular tool used to manage a dividend portfolio. Most professional investors use sophisticated financial tools to decipher the value or individual stocks and find hidden dividend gems in a wide universe of securities.
Yet, coming up with the investment ideas is often the toughest part. Dividend rates, yields, company financials, and competitive situations change constantly. Keeping track of such a diverse universe of dividend-paying stocks could get rather overwhelming. Professional investors rely on financial analyst reports and premium research, both of which are incredibly expensive.
Fortunately, there are better options for regular income-seeking investors. One of which is a subscription package offered by Dividend Stocks Rock. Born out of a dividend stock investing blog, the site is now a full-fledged subscription service. It seems to offer premium research and insights into dividend stocks from across the market. The site promises to offer you exceptionally well-researched data and valuable pointers on where to look for the best dividend stocks. The only way to find out if it lived up to this promise was to try it out, which I did. After having used the premium subscription service, I believe I’ve covered every aspect of it. From the website design to the nitty gritty details of the payment policy, I’ve taken the time to carefully sift through the web-service. The only way to present the results of my experiment is through a thorough review.
Dividend Stocks Rock review:
Dividend Stocks Rock started off as a regular blog focused on dividend stock hunting. It was a decent stock commentary website with its fair share of followers, but the real reason it took off in 2010 was because it was sold to a guy passionate about the subject.
After being created in 2005, the site was sold to Mike, aka. The Dividend Guy. Mike has spent his life trying to understand the market and delve into the nuances of picking the best stocks. His absolute favorite strategy seems to be long-term value-driven, dividend-focused investing (more on his philosophy later).
When Mike took over the site he redesigned it to focus exclusively on premium content. The platform was soon churning out high-quality professional analysis hidden behind a paywall.
A quick glance over the site’s About Me section seems will tell you everything you need to know about Mike’s past. Most if it is pretty standard stuff for the owner of an investment website. Mike started off with curiosity and learned how to make money on the market after experiencing the boom and bust of the Global Financial Meltdown. The experience allowed him to grow as an investor. He eventually wrote a book called Dividend Growth; Freedom Through Passive Income. His growing wealth eventually funded a larger house for his family.
The site currently has over 6,000 subscribers. Returns on the model portfolios have been rather impressive.
Philosophy at Dividend Stocks Rock with Review
The reason Mike’s website and the Dividend Stocks Rock (DSR) tool caught my attention was the underlying philosophy of long-term income-focused thinking. DSR is a natural fit for readers of this blog because the tool is based on seven core principles:
Principle #1: High Dividend Yield Doesn’t Equal High Returns
Rule #2: Focus on Dividend Growth
Principle #3: Find Sustainable Dividend Growth Stocks
Rule #4: The Business Model Ensure Future Growth
Principle #5: Buy When You Have Money in Hand – At The Right Valuation
Rule #6: The Rationale Used to Buy is Also Used to Sell
Principle #7: Think Core, Think Growth
Each of these principles aligns nicely with what we’ve been saying on this blog. We’ve already discussed the dividend growth model, the fact that yields aren’t everything, and the need to look for stable cash flows and business models.
The philosophy is a close match, but this Dividend Stocks Rock review is meant to figure out if the premium service and tools are worth subscribing to. In other words, will the tools on the website actually help you pick better stocks and make money?
Dividends Stocks Rock is a pretty straightforward service. You sign up, either of the monthly or the annual subscription, and you get access to a ton of dividend-stock investment related information. Information that is all publicly available, but put together in a way that makes it easily accessible.
If you wanted to find the dividend rate for each share or the best yields in the market at any given time you could do it, but it would take forever and would mostly require you to have access to professional financial tools. This service gives you a quick data set that you can work with to boost your investments, which is incredibly helpful.
Here are some of the key features of the service:
- Constantly updated ‘8 Dividend Stocks List’ Helps you keep track of the income-generating gems in the market.
- Ready-made portfolios from Dividend Stocks Rock along with annual rankings, and the newsletter make it easier for investors to apply the strategies suggested.
- 60+ stock cards and a free eBook to help you learn how the process of picking dividend gems works.
- Video lessons included and regular email counselling with Mike aka the Dividend Guy
I think the video lessons and email counselling are the best features of this platform. It’s incredibly helpful to have that kind of support while you’re building an investment portfolio.
Altogether, the service is pretty seamless. The newsletter arrive like clockwork and the updated ‘dividends list’ are a great way to keep track of the best dividend stocks in the market.
Payment packages for Dividend Stocks Rock are divided into three categories:
- Monthly at $14.95 a month
- Annual for 1 year at $149.95
- Annual for 2 years at $199.95
The longer the duration you sign up for, of course, the cheaper the monthly subscription rate. You are required to pay for the annual subscriptions in upfront. What secures the payment is the CLICKBANK platform that the payment is processed through and the 60-days money-back guarantee offered as part of the deal.
The payment is secured through a regulated web platform and you can cancel your subscription anytime in the first 60 days if you’re unsatisfied with the service. I think that’s a pretty good deal for investors who worry about buying investment products over the internet.
To try out the customer service I sent a few emails out to the company. Some of these were general inquires but most were complaints. The intention was to gauge the reaction. I also made one quick phone call at the number provided with the receipt to see how the company’s customer service team was over the telephone.
Unsurprisingly, the team was courteous and professional. My inquiries were answered quickly with enough of information to guide the process forward. Meanwhile, the staff was humble enough to acknowledge my criticism in the negative emails I sent out. Altogether the team seemed pretty proactive in helping me out.
My experience on the phone call was similar. Questions were answered by a person who sounded like she knew what she was talking about (a good sign) and negative comments were met with courteous responses.
Finally, the user interface was somewhat okay. It’s a little clunky and the video format is not one I’m used to, but these are minor quips. Most of the product is in written formats so there’s no way you can’t access it from any device. The stock lists and newsletter arrive straight in your inbox, while the eBook can be viewed on pretty much any devices out there. You do need constant internet connection while accessing the platform, but that is understandable.
Altogether, Dividend Stocks Rock is a simple and powerful online tool for income-seeking investors. The customer service team is fantastic and the dividend-related data was stunningly helpful. It’s the sort of newsletter I can imagine serious dividend investors and professional investors relying on. However, there isn’t a lot of information on the product because it’s so niche. This was part of the reason I took it upon myself to sign up and check under the hood. Hopefully this Dividend Stocks Rock review has given you a clearer picture of what the service offers and what you can expect.